Program (PPP). Starting today, Friday, April 10, the Small Business Administration (SBA) and C&N will begin accepting online PPP applications from independent contractors and self-employed individuals. C&N encourages those independent contractors or self-employed individuals who are facing hardship because of the COVID-19 pandemic, to apply for one of these relief loans as soon as possible. C&N’s COVID-19 site: offers information about this program and others. Visit CARES Act for Small Businesses: explanation of relief options available to small business under the Act. Visit COVID-19 Relief Request: to request a modification for an existing loan.